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Posts Tagged ‘budgeting’
A Guide to Refinancing Your Business Loan
April 8th, 2022As we covered in our recent guide to refinancing your home loan, changing circumstances should prompt a review of your loans with a view to getting the best deal you can – and your business loan is no different. Business owners can attest to the importance of maximising cash flow, reducing overheads and boosting theread more
Re-Engaging Inactive Customers for Your Business
February 25th, 2022“It costs 5x as much to attract a new customer than it does to keep an existing one” – you’ve probably heard something along these lines when it comes to customer retention. While that figure varies in different industries and businesses, it does highlight the importance of giving your existing customers a great experience andread more
Annual Wage Review – Final Stage
November 3rd, 2021Earlier this year, we covered the 2.5% increase to the national minimum wage and all award wages (see the article here). The changes have been rolled out in three stages, and we’re already at the third! The increases announced as a result of the Annual Wage Review first came into effect on 1 July, withread more
Making Good Financial Decisions at a Young Age
September 10th, 2021Our society's youth - rarely does the mention of this demographic spark visions of careful financial management and wise decision-making. But why not? There is no reason people can't begin to lay the foundations for a viable wealth creation strategy from a young age, and education and planning and good financial decisions are the keys.read more
Developing a Small Business Marketing Budget
December 18th, 2020Developing a marketing strategy for a business involves a lot of moving parts. You must have established goals (that are, or course, SMART: Specific, Measurable, Achievable; Realistic; Time-Bound); a reasonable understanding of the different types of marketing activities that businesses can undertake; and perhaps most valuable of all – you have to have the timeread more
Getting Back on Financial Track Post-Christmas
January 17th, 2020The big-spending overindulgence of the festive period can often leave people well and truly in the red. The financial ‘hangover’ associated with spending too much money on Christmas presents, family gatherings, and all the little bits in between may even linger beyond the first few weeks of the new year. Savings are down, credit cardread more
What are your financial resolutions for 2019?
December 20th, 2018It’s early January – the festive season and New Year’s celebrations are done and dusted. Now is the time of year we’ve all fielded the age-old question: “What are your New Years’ Resolutions?” For some it may be losing weight, getting a better job, hitting a personal milestone or climbing Mt Everest; but we couldread more
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