These days, people have loans for a whole range of things – including homes, cars, education, and much more. Servicing all of these loans at once means that many people tend to “set and forget”, thus as their individual circumstances change they can end up with loans that no longer work for them. This isread more
Home owners and investors alike are presented with such a wide variety of loan facilities these days that it can seem hard to work out what’s best in the long run, particularly when you consider your future borrowing power. The battle between Interest Only (IO) and Principle & Interest (P&I) loans may swing in favourread more
Are you operating a small business? Have you opted to use the simplified depreciation rules? If so, in April 2019 your immediate write off threshold was increased to $30,000. So – if your small business’ turnover is less than $50 million, here is what you need to know: What is the immediate write off threshold?read more
Stuck with cash flow in your business? Need a better way to invest in new equipment or stock? MPM Finance is showing business owners how competitive invoice/debtor financing can be used to improve cash flow and grow a business. Invoice/Debtor Financing is a facility which enables a business to realise the cash benefit of theirread more
Debt free is the new black Are you draped in post festive fiscal red? With January credit card statements having now arrived, you may be turning your thoughts to getting out of the red and embracing debt free black. It’s also likely that if you have lost post-festive battles against lingering high interest rate personalread more
For some, applying for a home loan, car loan, credit card or other loans can be an arduous task, as well as a confusing one. Things like bad credit, poor paperwork maintenance, or a lack of employment stability can all contribute to unsuccessful finance applications – but it doesn’t have to be an uphill battle.read more
Have you ever gone straight to one of the Big 4 for finance and realised later down the track that you could have secured a better deal elsewhere? It’s a common narrative, and something that brokers can help people avoid. Brokers help people get the best deal for their clients; put downward pressure on interestread more
Whether you’re looking to get your first mortgage, refinance your existing mortgage, or update the equipment in your business, obtaining finance doesn’t exactly have a reputation of being easy. Thankfully, engaging a broker can take a lot of the hassle out of the process, while you get on with what you’d rather be doing. Hereread more
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