Debt free is the new black Are you draped in post festive fiscal red? With January credit card statements having now arrived, you may be turning your thoughts to getting out of the red and embracing debt free black. It’s also likely that if you have lost post-festive battles against lingering high interest rate personalread more
For some, applying for a home loan, car loan, credit card or other loans can be an arduous task, as well as a confusing one. Things like bad credit, poor paperwork maintenance, or a lack of employment stability can all contribute to unsuccessful finance applications – but it doesn’t have to be an uphill battle.read more
Have you ever gone straight to one of the Big 4 for finance and realised later down the track that you could have secured a better deal elsewhere? It’s a common narrative, and something that brokers can help people avoid. Brokers help people get the best deal for their clients; put downward pressure on interestread more
Whether you’re looking to get your first mortgage, refinance your existing mortgage, or update the equipment in your business, obtaining finance doesn’t exactly have a reputation of being easy. Thankfully, engaging a broker can take a lot of the hassle out of the process, while you get on with what you’d rather be doing. Hereread more
It would appear that gone are the days of traditional banks being the only means to organising a home loan. Tighter lending criteria, a loss of faith in the banks and better-educated consumers have increased the number of people using mortgage brokers over the past 10 years or so. Here are a handful of reasonsread more
Federal Treasurer, Mr Scott Morrison, handed down the 2018/19 Budget on 8 May 2018. Mr Morrison said the Budget is focused on further strengthening the economy to “guarantee the essentials Australians rely on” and “responsibly repair the budget”. Mr Morrison has stated that the Budget plans to return the economy to balance by 2019/20, oneread more
Most entrepreneurs focus on how they can make their products/services better, increase sales and earn a profit. However, business owners should realise that their income isn’t the only thing that they need to look at, as there are other important figures that they should closely monitor. Although a business may be hitting its sales quota,read more
Acquiring a loan is often a necessity to a growing or start-up business to finance their needs. It would seem that getting a loan is straightforward, however, being granted the loan doesn’t automatically mean that you have obtained the ideal mortgage for you and your business. To help you secure the right loan, here areread more
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