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Posts Tagged ‘personal finance’

Navigating Retirement Costs with the Latest ASFA Retirement Standard

September 13th, 2024

As you plan for retirement, understanding the financial requirements for your desired lifestyle is crucial. The ASFA Retirement Standard has been the go-to resource for exactly this purpose for 20 years, offering detailed guidance on the costs associated with modest and comfortable retirements. This standard not only helps individuals and couples plan financially but alsoread more

Harmony & Prosperity: Managing Wealthy Family Dynamics

August 23rd, 2024

Managing the dynamics within a wealthy family can be complex and challenging, especially when significant wealth and business interests are involved. High-net-worth (HNW) families often face unique issues that can lead to conflicts if not properly managed, potentially putting assets – and more importantly, relationships – at risk. The good news is, despite the potentialread more

A Guide to Moving Assets Into and Out of Australia

August 9th, 2024

Australia is one of the best places to live. Speaking as a migrant, the quality of life is second to none, with amazing beaches, weather and a lifestyle to match. Not only does Australia offer an incredible lifestyle but it also provides a world class healthcare system, economic stability and abundant opportunity. It is noread more

WA Property Market Update July 2024

July 31st, 2024

Welcome to the July 2024 WA Property Market update. As we enter the second half of the calendar year, there are a number of noteworthy economic factors influencing both the residential and retail property sectors across WA. Affordability, house values, rental prices, and the cost of retail spaces for businesses are all hot topics, andread more

Timing Your Switch Between a Variable & Fixed Rate

July 19th, 2024

Switching your home loan can be a strategic move to save money and gain financial flexibility – and deciding whether to switch your mortgage between a fixed interest rate and variable interest rate is a significant decision that requires careful consideration of a number of factors. Interest rates and inflation, the property market and homeread more

Should You Pay Down Debt or Increase Your Super Balance?

July 2nd, 2024

For Australians with a home loan, or other significant debt, to pay it down and watch your loan balance gradually reduce is a well-trodden path. So, too, is seeing your superannuation balance gradually increase as your employer makes contributions. But where does that leave us in 10, 20, 30+ years from now? Those with cashread more

Protecting your Family’s Wealth

June 14th, 2024

Protecting your Family’s Wealth... We all care deeply about the health and prosperity of our family. Beyond material wealth, a thriving family is built on the pillars of physical well-being, strong relationships, and shared values. Ensuring future generations enjoy these benefits involves careful planning and the implementation of robust financial strategies. Understanding asset protection Whereread more

How Investment Property Gives You Tax Back

June 4th, 2024

Sometimes, the path to financial independence can feel like a never-ending cycle of earning, saving, and spending, with tax time thrown in for good measure to add a few more hurdles. So how do you get out of the rut and realise the financial and lifestyle aspirations you have for yourself and your family? Investmentread more

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