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Posts Tagged ‘personal finance’
Timing Your Switch Between a Variable & Fixed Rate
July 19th, 2024Switching your home loan can be a strategic move to save money and gain financial flexibility – and deciding whether to switch your mortgage between a fixed interest rate and variable interest rate is a significant decision that requires careful consideration of a number of factors. Interest rates and inflation, the property market and homeread more
Should You Pay Down Debt or Increase Your Super Balance?
July 2nd, 2024For Australians with a home loan, or other significant debt, to pay it down and watch your loan balance gradually reduce is a well-trodden path. So, too, is seeing your superannuation balance gradually increase as your employer makes contributions. But where does that leave us in 10, 20, 30+ years from now? Those with cashread more
Protecting your Family’s Wealth
June 14th, 2024Protecting your Family’s Wealth... We all care deeply about the health and prosperity of our family. Beyond material wealth, a thriving family is built on the pillars of physical well-being, strong relationships, and shared values. Ensuring future generations enjoy these benefits involves careful planning and the implementation of robust financial strategies. Understanding asset protection Whereread more
How Investment Property Gives You Tax Back
June 4th, 2024Sometimes, the path to financial independence can feel like a never-ending cycle of earning, saving, and spending, with tax time thrown in for good measure to add a few more hurdles. So how do you get out of the rut and realise the financial and lifestyle aspirations you have for yourself and your family? Investmentread more
WA Property Market Update May 2024 – State Budget Edition
May 29th, 2024Each month when we deliver our WA Property Market Update, we tend to focus on the state of play in the residential and commercial sectors, but in this May 2024 edition we’ll be taking a look at the recent State Budget. The WA State Budget was handed down by the Cook Government on 9 Mayread more
WA Property Market Update April 2024
April 29th, 2024In April 2024, the Western Australian property market continues to grapple with affordability as a key issue, particularly within the residential and retail sectors. How can families and business owners access the right property in prime locations without breaking the bank? What are businesses up against in the retail property sector, in this world ofread more
Super Contribution Caps Set to Increase on 1 July 2024
April 17th, 2024As the end of the financial year approaches, Australians will soon have an opportunity to significantly boost their retirement savings thanks to the upcoming increase in super contribution caps, effective from 1 July. While there are a number of different routes through which you can add value and funds to your retirement, additional super contributionsread more
How to Set Up a Self-Managed Superannuation Fund (SMSF)
April 11th, 2024Once set up properly, a Self-Managed Superannuation Fund (SMSF) offers Australians a unique opportunity to have more direct control over their retirement investments, leading to tailored investment strategies with a view to enjoying potentially higher returns. However, this control comes with the responsibility of navigating complex regulatory landscapes and making informed decisions that affect theread more
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