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Posts Tagged ‘money’
Pay Off Your Mortgage or Invest: Make the Right “Extra Cash” Choice for You
November 12th, 2025You’ve found yourself with some extra cash each month, perhaps from a pay rise, a work bonus, or reduced childcare costs. The big question is: what should you do with it? For many Australians, the choice comes down to two options, pay off the mortgage faster or invest for the future. While both paths canread more
Your First Home Finance Checklist
October 8th, 2025Buying your first home in WA is exciting—but the finance side can feel like a maze. The good news? With a clear first home finance checklist, sensible budgeting, and the right broker in your corner, you can move from browsing to buying with confidence. This guide walks you through the practical steps: organising your money,read more
WA Property Market Update September 2025
September 30th, 2025September is over, Spring has well and truly arrived in WA, and the property market conversation is heating up with it as we enter Q4 2025. The Reserve Bank paused the cash rate at 3.60% on 30 September after its August cut, a move that stabilised borrowing costs and helped bolster confidence across residential andread more
Director Penalty Notice (DPN) – Another ATO Compliance Crackdown
September 22nd, 2025The Australian Taxation Office (ATO) is turning up the heat on directors, with the number of Director Penalty Notices (DPNs) surging as small business debt surpasses $100 billion as of March 2025. Enforcement through DPNs is occurring at an unprecedented rate – jumping from 26,702 in FY23–24 to more than 84,000 in FY24–25. For companyread more
Costly SMSF Compliance Pitfalls to Avoid in 2025-26
August 19th, 2025Self-Managed Superannuation Funds (SMSFs) are one of the fastest-growing areas of Australia’s retirement savings system, now accounting for more than 625,000 funds with over $1 trillion in assets [1]. With the 2025–26 financial year introducing new contribution caps, pension rules, and enhanced audit requirements, SMSF compliance has never been more critical. Both the Australian Taxationread more
If Your Super Isn’t Super, Review it Now
August 6th, 2025Ready for retirement and crunching the numbers, you review your super and there’s much less in there than you thought. Your dreams of international travel and a champagne lifestyle now have to be wound back to a weekend away every couple of years, and switching from Veuve to Yellowglen. Except – this isn’t you, becauseread more
WA Property Market Update July 2025
July 30th, 2025With ongoing global uncertainty and shifting domestic conditions, Australian property continues to be a pillar of economic confidence. In July 2025, WA stands out for its resilient market dynamics in both the residential and office property sectors. Buoyed by interest rate cuts, a robust resources sector, and evolving investor sentiment, WA continues to chart itsread more
WA Budget 2025: Powering Battery Manufacturing Through Grants and Loans
July 16th, 2025Western Australia is charging ahead with its clean energy transition, and the 2025–26 WA State Budget puts battery manufacturing front and centre with grants and other incentives. With $50 million allocated specifically to support local battery manufacturing, and billions more across the broader renewable energy ecosystem, the Cook Government is giving WA businesses a uniqueread more
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