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Articles by Aaron McCracken

How Much Income do I Need to Retire?

July 5th, 2023

Many Australians have a clear picture of the lifestyle they want to enjoy when they retire, but perhaps less is understood about the level of income required to achieve it. Whether you envision buying a brand-new caravan to set off around the country, construct a workshop out the back of your home to focus onread more

Combatting Rising Retirement Costs

September 23rd, 2022

Throughout 2022, much has been made of the impact of growing inflation, rising interest rates, and cost of living pressures on businesses and families – but perhaps less attention has been given to retirement costs. Single retirees in particular have felt the strain, but no matter the living situation, the average Aussie retiree is nowread more

Responsible Investing – Understanding Your Options

July 22nd, 2022

A lot of what we do in life is better done in a responsible way – driving, raising kids, the whole lot. Investing can be the same, but it is critical that investors understand their options on how they can have their money invested in portfolios that prioritise shares deemed “responsible” from an environmental, socialread more

Bonds – Diversifying your Investment Portfolio

January 28th, 2022

Diversity – no matter the size and scale of a portfolio or an investor’s level of experience, diversity in an investment portfolio is often the key to managing risk and long-term success in creating wealth. In the face of a global pandemic, share markets present volatility and uncertainty, not something investors typically look for. Forread more

Embracing Holistic Personal Future Planning

October 6th, 2021

For better or for worse, people tend to focus on their financial position and material goods when planning for their future – “I want to have $x in the bank by the time I’m 45”; “I want three investment properties on the go before I retire”; “If I’m not earning six-figures in the next fiveread more

Non-Fungible Tokens (NFTs): Another Blockchain Bubble?

April 6th, 2021

In the world of cryptocurrency, blockchain and other disruptive technologies, it may seem that a new way of doing things emerges every 5 minutes. Conversations around the long-term validity of Bitcoin and the like certainly won’t be going away any time soon, so it stands to reason that Non-Fungible Tokens (NFTs) should be subject toread more

Your Investments in the Coronavirus Economy

March 4th, 2020

The recent outbreak and subsequent spread of Coronavirus (COVID-19) has thrown a spanner into the works when it comes to the global stock market. Concern from investors around the stability of global markets, the severe impact of COVID-19 on the Chinese economy, and what it all means for the value of their portfolio has ledread more

Cognitive Biases in Investment – and how to Mitigate their Effects

August 23rd, 2019

When it comes to investment, fluctuations in prices, the availability of information and volatile economic conditions all play a part in the decisions that investors make. Behind all of this, though, is a whole suite of cognitive biases that sometimes lead to poor investment decisions. Simply put, a cognitive bias is a natural, hard-wired, systematicread more

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