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Your First Home Finance Checklist
October 8th, 2025Buying your first home in WA is exciting—but the finance side can feel like a maze. The good news? With a clear first home finance checklist, sensible budgeting, and the right broker in your corner, you can move from browsing to buying with confidence. This guide walks you through the practical steps: organising your money,read more
WA Property Market Update September 2025
September 30th, 2025September is over, Spring has well and truly arrived in WA, and the property market conversation is heating up with it as we enter Q4 2025. The Reserve Bank paused the cash rate at 3.60% on 30 September after its August cut, a move that stabilised borrowing costs and helped bolster confidence across residential andread more
Director Penalty Notice (DPN) – Another ATO Compliance Crackdown
September 22nd, 2025The Australian Taxation Office (ATO) is turning up the heat on directors, with the number of Director Penalty Notices (DPNs) surging as small business debt surpasses $100 billion as of March 2025. Enforcement through DPNs is occurring at an unprecedented rate – jumping from 26,702 in FY23–24 to more than 84,000 in FY24–25. For companyread more
Section 100A and More – Trusts Under the ATO’s Microscope
September 17th, 2025Section 100A and More – Trusts Under the ATO’s Microscope - What You Need to Know In recent years, the Australian Taxation Office (ATO) has significantly intensified its focus on family trusts, particularly in the wake of reforms and clarified guidance around section 100A reimbursement agreements. With more stringent compliance expectations, sharper audit activity, andread more
How the Latest RBA Cash Rate Cut Shapes Business Growth Strategy
September 10th, 2025On 12 August 2025, the Reserve Bank of Australia (RBA) cut its official cash rate by 0.25% to 3.60%, its third reduction in six months — bringing much-needed relief to individual and business borrowers [1]. For businesses, however, the story runs deeper. While cheaper finance can unlock new opportunities, persistently weak productivity — forecast atread more
Four Days, Full Pay – Can Your Business Really Make a 4 Day Week Work?
September 3rd, 2025The Australian Council of Trade Unions’ (ACTU) renewed push for a 4-day work week with no pay reduction has reignited debate across boardrooms, break rooms, and political circles. Backed by international trials showing improved productivity and employee well-being, the proposal has its advocates. But for Australian business owners, the reality is complex. Let’s unpack theread more
WA Property Market Update August 2025
August 29th, 2025As we pass the midpoint of 2025 and end August, the WA property market continues to deliver a tale of two forces: strong population growth and a persistent undersupply of housing and industrial space. Both have driven price growth across metro and regional areas, and in some sectors, rental returns are achieving eye-watering yields. Withread more
Costly SMSF Compliance Pitfalls to Avoid in 2025-26
August 19th, 2025Self-Managed Superannuation Funds (SMSFs) are one of the fastest-growing areas of Australia’s retirement savings system, now accounting for more than 625,000 funds with over $1 trillion in assets [1]. With the 2025–26 financial year introducing new contribution caps, pension rules, and enhanced audit requirements, SMSF compliance has never been more critical. Both the Australian Taxationread more
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